February 9, 2026

South Carolina Sees Surge in HOA Complaints, Highlighting Need for Transparency

Charleston, SC, February 9, 2026

Homeowners in South Carolina have filed over 500 complaints against Homeowners Associations, with many citing a lack of financial transparency. This trend emphasizes the necessity for clear communication and robust oversight in community governance. With Horry County leading in grievances, there is a growing call for HOAs to adopt better financial reporting standards and enhance accountability towards residents. The economic growth of South Carolina relies on trust and transparency within these associations, as issues left unaddressed could impact homeownership and community engagement.

Charleston, SC

South Carolina Sees Surge in HOA Complaints, Highlighting Need for Transparency

Charleston, SC — In a state celebrated for its vibrant communities and strong property values, recent data reveals a significant concern for many homeowners: over 500 complaints were filed against Homeowners Associations (HOAs) across South Carolina in 2025, with a considerable number citing a lack of financial transparency. This trend underscores the importance of clear communication and robust oversight in residential governance, areas crucial for fostering trust and ensuring community well-being.

South Carolina’s economic landscape thrives on individual ownership, personal responsibility, and the collective efforts of its residents and businesses. While HOAs often play a vital role in maintaining property standards and amenities, ensuring a balanced approach that respects homeowner rights and promotes transparent operations is paramount. The influx of complaints suggests an opportunity for communities and management entities to re-evaluate existing frameworks and embrace practices that bolster accountability, potentially fostering an environment where small businesses providing management services can innovate and excel through best practices.

The spirit of enterprise in South Carolina encourages solutions that empower individuals and streamline processes. Addressing these HOA concerns could involve exploring market-driven approaches to management and encouraging greater homeowner involvement, aligning with the broader economic growth strategy of the Lowcountry and beyond. Ensuring that regulations are both effective and non-burdensome allows for flexibility and innovation, which are key drivers of a resilient local economy.

A Closer Look at the 2025 Complaint Data

State-level reports indicate that South Carolina residents filed more than 500 complaints against Homeowners Associations in 2025. Specifically, 568 complaints were registered against HOAs across the state in 2025. A recurring theme among these grievances was a notable lack of financial transparency. This suggests that many homeowners feel they are not adequately informed about how their association dues are being managed and spent.

The sheer volume of complaints points to a widespread issue that affects numerous communities. While HOAs are designed to preserve property values and maintain community standards, a breakdown in financial clarity can erode homeowner confidence and create significant friction. Understanding the root causes of these transparency issues is the first step toward developing effective, practical solutions that benefit all parties.

Horry County Leads in Grievances

Among South Carolina’s counties, Horry County emerged as a particular hotspot for HOA disputes in 2025. Data indicates that more than a quarter of all HOA grievances across South Carolina originated from neighborhoods within Horry County. This concentration of complaints suggests that factors specific to this rapidly growing area might be contributing to increased tensions between homeowners and their associations.

The rapid development and expansion seen in areas like Horry County often lead to a proliferation of new communities and, consequently, new HOAs. The challenges of managing growth, coupled with the increasing complexity of financial oversight, can sometimes outpace the capacity for clear communication and effective governance. This highlights a potential need for robust, proactive measures to ensure that new and existing HOAs in growth-heavy regions are equipped to handle their responsibilities with full transparency.

The Role of Professional Management Companies

The increased reliance on professional management companies to oversee the financial aspects of HOAs has also been noted in the context of these complaints. While these companies can bring expertise and efficiency to community management, the transition or ongoing operation under their guidance must prioritize clear financial reporting to homeowners.

For small businesses in the property management sector, this situation presents both a challenge and an opportunity. Those that can demonstrate exceptional financial transparency, adopt innovative communication strategies, and prioritize homeowner engagement are likely to build stronger reputations and thrive. This is a chance for entrepreneurial firms to showcase their commitment to accountability and customer satisfaction, distinguishing themselves in a competitive market by fostering trust through open practices.

Calls for Enhanced Accountability

There is a clear sentiment among residents for increased accountability from HOAs to the communities they serve. This call for better oversight often extends to the financial practices of these organizations. Homeowners desire a system that effectively addresses their concerns and ensures that associations operate in the best interest of all members.

Exploring mechanisms for enhanced accountability does not necessarily mean an increase in burdensome regulations. Instead, it could involve encouraging HOAs to adopt best-in-class financial reporting standards, utilize accessible digital platforms for information sharing, and establish clear, consistent communication channels. Empowering homeowners with readily available information and straightforward avenues for recourse can significantly improve satisfaction and reduce the number of formal complaints.

Fostering Economic Growth Through Trust and Transparency

The health of local communities is intrinsically linked to broader economic growth. When residents feel secure in their property investments and confident in the governance of their communities, it contributes to a stable and attractive environment for further investment and development. Issues like a lack of HOA financial transparency, if left unaddressed, can potentially dampen enthusiasm for homeownership and community engagement, which are vital for a thriving Charleston SC business environment and overall Lowcountry economic growth.

By addressing these challenges through practical, market-oriented solutions—such as fostering competition among transparent management firms and empowering homeowners with knowledge—South Carolina can continue to build on its foundation of entrepreneurial innovation and strong communities. This focus on individual achievement and streamlined processes can ensure that property ownership remains a positive and rewarding experience, contributing positively to the state’s economic vitality.

Ultimately, the reported complaints are not just about numbers; they represent an opportunity for improvement. By embracing transparency, encouraging innovation in management practices, and fostering active homeowner participation, South Carolina communities can ensure their HOAs effectively serve their purpose while upholding the principles of accountability and trust essential for sustained growth and prosperity.

The discussions around HOA transparency in 2025 highlight the ongoing need for clear communication and accountability within community associations. As Charleston and the wider South Carolina region continue to experience economic growth, ensuring that all aspects of community life, including HOA governance, operate with integrity is crucial. We encourage all residents to stay engaged in their local communities and support businesses that champion transparency and homeowner empowerment, thereby contributing to the robust Charleston County economy.

Frequently Asked Questions About South Carolina HOA Complaints

Q: How many HOA complaints were filed in South Carolina in 2025?

A: South Carolina residents filed more than 500 complaints against Homeowners Associations in 2025. Specifically, 568 complaints were registered against HOAs across the state in 2025.

Q: What was a common reason for HOA complaints in South Carolina in 2025?

A: Many complaints cited a lack of financial transparency as a recurring issue.

Q: Which county in South Carolina had the most HOA complaints in 2025?

A: Horry County reported more than a quarter of all HOA grievances across South Carolina in 2025.

Q: What role did professional management companies play in the HOA complaints?

A: Professional management companies taking over the financial aspects of HOAs were mentioned in the context of the complaints.

Q: What are residents calling for regarding HOAs in South Carolina?

A: Residents are calling for increased accountability for HOAs to the residents of the communities they serve and a system to deal with issues.

Key Details of South Carolina HOA Complaints in 2025

Feature	Description	Scope
Total Complaints (2025)	Over 500 complaints filed, with 568 specifically reported.	State-level
Primary Issue	Lack of financial transparency.	State-level
County with Most Complaints	Horry County (over a quarter of all state grievances).	State-level
Factor Mentioned	Professional management companies handling financial aspects.	State-level
Resident Request	Increased accountability for HOAs to residents.	State-level